HIGH RISK SERVICES

NOW YOU CAN ENJOY THE CREDIT, DEPOST, AND TRANSACTIONAL BENEFITS OF MODERN BANKING.

Operating a high-risk business puts you in a difficult position as a merchant. Either because of the products or services you offer or because your customers typically have a high rate of chargebacks and refunds you have to take special measures to enjoy the credit, deposit and transactional benefits of modern banking. KM Processing can provide simple, reliable and reasonably priced solutions that allow your customers to pay via credit card, debit card, or ACH payments and allow you to quickly bank those payments in your business account. What’s more, we provide these services with integrity and transparency.

WHAT MAKES A BUSINESS “HIGH RISK?”

Typically, because:
  • The business is offshore, but sells most of its products to the U.S.
  • The merchant sells products that are viewed as suspect or morally ambiguous - such as online pharmaceuticals, on line gambling or adult content.
  • The merchant’s customer base typically exhibits a high rate of chargebacks or fraud.
  • The business uses aggressive sales and marketing tactics like timeshare sales (Some financial planning sites often fall into the high-risk category for this reason.)

HERE IS JUST A SELECTION THE HIGH RISK INDUSTRIES WE WORK WITH:

(IF YOU DON’T SEE YOUR BUSINESS TYPE DON’T WORRY WE HAVE A SOLUTION FOR YOU!)

  • Airplane charters or Airlines
  • Business Services with Annual contracts
  • Auctions
  • Automotive brokers
  • Bail Bonds
  • Bankruptcy attorneys
  • Brokering
  • "Business opportunities”
  • Casino, gambling or gaming
  • Cigarette or electronic-cigarette sales or nicotine cartridges or Vaporizer
  • Coins, collectible currency or autographed collectibles
  • Collection agencies
  • Credit and/or debt repair
  • Credit counseling
  • Credit protection
  • Debt collection
  • Debt consolidation
  • Drug paraphernalia
  • E-Books (copyrighted material)
  • Electronics
  • E-Books (copyrighted material)
  • Electronics
  • Fantasy sports websites
  • Federal Firearms License (FFL) dealers
  • Finance brokering, consulting, or loan modification services
  • Financial planning, strategy or advising
  • High average tickets
  • “How-To” type websites
  • Horoscopes, astrology or psychic services
  • Investment firms, strategy, and books
  • Lawyer referral services
  • Life coaching
  • Lingerie sales
  • Lotteries
  • Magazine sales and subscriptionsMail order
  • Membership organizations
  • Modeling agencies
  • Multi-level marketing (MLM)
  • Music, movie, software downloads or uploads
  • Poor credit
  • Prepaid debit cards
  • Inbound or outbound telemarketing services
  • Self defense, pepper spray, mace, etc.
  • SEO services
  • Services such as escort services, adult chat, adult bookstores, dating services, on line adult membership or matchmaker services, adult paraphernalia/toys, etc.
  • Sports forecasting or odds making/betting
  • Talent agencies
  • Tech Support
  • Telecommunications
  • Telephone companies
  • Telephone order
  • Timeshares or timeshare advertising
  • Tour operators
  • Travel services
  • Travel agencies
  • Travel clubs
  • Vacation planners
  • Vacation rentals (unless property is owned by merchant)
  • Vitamin and supplement sales - Nutraceuticals
  • VOiP services
  • Extended warranty companies
  • Weapons of any kind - guns, knives, stun guns, or ammunition